A downloadable visual novel

A NEO-WESTERN VISUAL NOVEL

Let's take it back to 2016. Donald Trump just went on Jimmy Fallon. The new Ghostbusters is still in theatres. You're working as a two-bit financier in the morally and financially bankrupt city of Tucson, Arizona. Take your own path amongst 100+ dynamic characters in this neo-western visual novel. 

As a role-play choose-your-own-adventure, Bad Credit centers around the player's first-person interactions with some of the most hideously deranged people imaginable. The player must struggle to keep their finances in the black over a 12 month period by making astute investments in the truly sickening schemes of the darkest of minds. Over the year, you will encounter a varied array of viewpoints on the current affairs that affected mid-2010s society. You can choose a political position. Become a red-faced socialist. A milquetoast liberal. A rotten fascist. Perhaps you don't want to choose a position. Perhaps you would like to be positioned wherever that bag is. It's all up to you.


Bad Credit, above all else, is characterized by its characters. Build your relationships and tear them down where you see fit. Find out their deepest, darkest secrets. Treat them like sidewalk trash. Make them your charity cases. The choice is yours.

Will you resist the unease of the information age? Or will you milk it for all it's got?


Released Feb 17th, 2022.